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Mental Health Insurance Coverage at Clarity Clinic

Clarity Clinic is in-network with major insurance providers to make services like therapy, psychiatry, PHP & IOP, and TMS more accessible. Check your coverage and get started today.
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Mental Health Insurance at Clarity Clinic

Compassionate, Insurance-Friendly Mental Health Care in Chicagoland & Illinois

At Clarity Clinic, we believe mental health care should be accessible and affordable. We are proud to be in-network with major insurance providers for a wide range of mental health services including therapy, psychiatry, TMS, and structured treatment programs like PHP and IOP.

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In-Network Mental Health Insurance Providers

Clarity Clinic is in-network with the following PPO plans.

Blue Cross Blue Shield IL (BCBS IL)
Aetna
Cigna
UnitedHealthcare
Medicare

💡 To better understand what each insurance provider covers at Clarity Clinic, please visit the individual insurance page above based on your plan.

It is important to note that:

  • We accept some HMO plans for our outpatient services, but not all. Please contact your insurance provider to confirm whether Clarity Clinic is in-network.
  • Coverage may differ depending on your plan’s network tier and mental health benefits.
  • We also accept self-paying patients. Learn more about self pay here.

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What Mental Health Services Are Covered by Insurance?

We have in-network providers available for a wide range of mental health services - from online therapy that takes insurance, to online psychiatry that take insurance, you can find both in-person and virtual mental health care at Clarity Clinic.

Outpatient Services:

✅ Individual, Couples, & Family Therapy
✅ Group Therapy
✅ Psychiatry & Medication Management
✅ Psychological Testing & Evaluations
✅ TMS Therapy for Treatment-Resistant Depression

Higher Levels of Care:

✅ Partial Hospitalization Program (PHP)
✅ Intensive Outpatient Program (IOP)

Note: Coverage may vary depending on your plan type. We recommend verifying your insurance benefits before scheduling.

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How to Check If Your Insurance Covers Mental Health Services

You are your best advocate with your insurance provider, and we encourage you to reach out directly to your insurance provider to understand your plan.

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Verify Your Benefits

To verify your benefits, you can contact your insurance provider via the number on the back of your insurance card and advise “I’m calling to verify my (in-network or out of network) benefits for general mental health services.”

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Understanding Your Benefits

If you’re having trouble getting the information you need, another option is to call your insurance provider’s "Health Advocate” or “Case Manager” department. These representatives are there to help you understand your benefits. You should find a contact number on the back of your insurance card.

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What Happens Next?

Once you make an appointment with Clarity Clinic:

  • We will verify your benefits and facilitate authorizations on your behalf.

Please note:

  • Patients will be responsible for all applicable deductibles, coinsurance copayments, and non-covered services deemed patient responsibility by their health insurance carrier.
  • A quote of benefits does not guarantee payment.
  • Any copayments or self-pay/out-of-pocket costs are collected before each session.
  • In the event an account is sent to our collections agency, a service fee may apply and any outstanding balances will need to be settled before scheduling any future appointments.

Insurance FAQs:

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